FOR just $50, home owners could protect themselves from losing hundreds of thousands of dollars if someone is injured while working on their property.
On Monday, The Morning Bulletin reported on a former pool maintenance man who is suing a Rockhampton couple after a wrist injury suffered while working at their property.
The man is suing for up to $750,000 as a result of the ongoing work and medical complications from the injury.
The 48-year-old was doing monthly pool maintenance at the Rockhampton property on December 22, 2014 when he tripped on a sprinkler hose and fell.
WorkCover Queensland CEO Brian Watson said the organisation’s household worker insurance covers casual workers, including cleaners, baby-sitters, nannies, gardeners, handymen and in-home carers.
These workers could be neighbours, friends, family members, or people provided by a referral agency.
“Household worker insurance gives you peace of mind protection from potentially significant compensation costs in the event a casual worker you employ is injured while working for you,” Mr Watson said.
“In the unfortunate event that your household worker gets injured at your home and lodges a workers’ compensation claim, the risks are significant.
“Uninsured home owners and renters could be liable for compensation costs in the tens of thousands of dollars.”
Mr Watson pointed to a Brisbane couple, who were holidaying in Europe when their house sitter contacted them to say she had broken three bones in her foot after falling down a flight of stairs.
The injured house sitter spent over three months off work after surgery.
These medical expenses, and wages, were covered by WorkCover through the household worker…
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